March 28, 2024
Bond market Masterclass | Saffron Capital
Published by Brad Horn on March 28, 2024
Categories

Download – Bond Market Masterclass

The Bond Market MasterClass was taught March 27, 2024 at the Magrath Library, UofM St. Paul campus. The Bond Market MasterClass navigates the intricate world of fixed income markets. The bond market can be daunting since there are so many different kinds of fixed income securities.  The course reviewed each […]
Do you like it?0
Read more
October 23, 2023
ETF Fund Flows | Saffron Capital LLC
Published by Brad Horn on October 23, 2023
Categories

ETF Fund Flows: October 20, 2023

ETF Fund Flows – October 20, 2023 ETF fund flows define the net dollar inflows and outflows for exchange traded funds over predefined periods.  Fund flows are useful to identify market trends.  The data broadly reveals the rotations investors make as they shift their funds across different assets, market sectors, […]
Do you like it?8
Read more
October 19, 2023
Treasury Yield Curves
Published by Brad Horn on October 19, 2023
Categories

Treasury Yields and the Probability of a Recession

Treasury Yields and the Probability of Recession The Treasury yield curve depicts the interest rates on debt for different maturities.  Analyzing changes in the yield curve can provide valuable insights into the market’s expectations for future economic conditions.  This article explores the relationship between Treasury yields and the probability of […]
Do you like it?3
Read more
September 9, 2023
Roth 401K
Published by Brad Horn on September 9, 2023
Categories

The Roth 401K versus The Traditional 401K

Roth 401K vs. Traditional 401K The Roth 401K was built on a simple idea: Save today and get a tax break tomorrow.  This is the inverse of the traditional 401K, where workers set aside money to save for tomorrow and they get a tax break today. The Roth 401K is […]
Do you like it?2
Read more
August 28, 2023
Published by Brad Horn on August 28, 2023
Categories

New Law Impacts the 401k Catch-Up Rule

Last week, the IRS announced new changes to the 401k catch-up rule.  Previously, the IRS required  high-earners to place their catch-up savings in Roth  accounts with no immediate tax benefit.  The new rule allows savers age 50 and older to make catch-up contributions to pre-tax accounts for two more years.  […]
Do you like it?3
Read more
August 14, 2023
charity
Published by Brad Horn on August 14, 2023
Categories

How to Make a Qualified Charitable Distribution (QCD) from an IRA

How to Make a Qualified Charitable Distribution from an IRA Introduction to QCDs A qualified charitable distribution (QCD) is an allocation from an individual retirement account (IRA) to a qualifying charity.  Internal Revenue Code Section 408(d)(8) contains the guidelines for doing a QCD. This article summarizes the rules in simple […]
Do you like it?2
Read more
May 19, 2022
US Equity Average Returns | Saffron Capital
Published by Brad Horn on May 19, 2022
Categories

The Bumpy Road to Average Returns

The Bumpy Road to Average Returns Since 1926, the US stock market has rewarded investors with an average annual return of about 10%. But it’s important to remember that performance in any given year may be sky-high, extremely poor, or somewhere in between.  For example: Annual returns came within two […]
Do you like it?0
Read more
March 15, 2022
Retirement Planning MasterClass Minneapolis
Published by Brad Horn on March 15, 2022
Categories

Retirement Planning MasterClass

Retirement Planing MasterClass The Retirement Planning Masterclass was created to help you to better structure your retirement and investment plans, to better manage risk, and to preserve a comfortable lifestyle. Live Online Tuesdays, April 19 & 26 Time: 10:00am-11:30am Concordia University Saturdays, April 23 & 30 Time: 10:00am-11:30am 282 Concordia […]
Do you like it?0
Read more
November 19, 2021
Financial Planning Minneapolis
Published by Brad Horn on November 19, 2021
Categories

Important Planning Numbers 2022

2022 Important Planning Numbers Download There are lots of important planning numbers that we work with.  At the same time, there are many core numbers our clients ask us about and need to keep in mind. In some cases, those numbers change each year. Other times, the figures do not […]
Do you like it?0
Read more
September 17, 2021
New Tax law
Published by Brad Horn on September 17, 2021
Categories

New Tax Law Proposed Will Kill IRA Conversions and Investments in Private Placements

New Tax Law Proposed Will Kill IRA Conversions and Investments in Private Placements Introduction The new tax law presented by Democrats seeks to reform retirement plan rules.  It also seeks close “loopholes” commonly used by wealthy individuals. Finally, it limits private equity investments by IRAs, including business start-up funding.  The […]
Do you like it?1
Read more
12
Next page